Medicaid eligibility

Programs that link Medicaid eligibility to the purchase of long-term care insurance (LTCI) should not limit the availability of Medicaid benefits for people with low incomes who need long-term services and supports and do not purchase LTCI. 

Partnership policyholders eligible for Medicaid should be allowed to simultaneously receive Medicaid and LTCI policy benefits if required to meet their needs. 

In states with medically needy programs, partnership policyholders should be permitted to spend down to meet Medicaid’s income eligibility criteria.