Consumer protections in manufactured housing

FederalState

Policymakers should ensure consumer protections for all manufactured homeowners. 

States should enforce antitrust statutes regarding retailer tie-ins and restraints of trade. 

States should license manufacturers (both in- and out-of-state) and establish manufactured home recovery funds to assist with warranty repairs if a manufacturer goes out of business or refuses to provide warranty service. 

Replacement of dilapidated homes: Policymakers should establish programs to facilitate the replacement of dilapidated and substandard manufactured homes with new, energy-efficient homes for households with low incomes. 

Bankruptcy protection: Congress should pass legislation to protect the owners of manufactured homes who face bankruptcy proceedings because of debt obligations that exceed the current market value of the collateral.