Common-Interest Developments (CIDs)


CIDs are formal neighborhood associations that collect fees and enforce community rules. They include homeowner associations, condominium and cooperative associations, and manufactured home cooperative community associations. They make many important community decisions. However, many basic resident rights are not guaranteed within CIDs unless the state laws governing such organizations specifically address them. These include the rights to security against foreclosure (see also Home Mortgage Lending), alternative dispute resolution (see also Private Enforcement of Legal Rights—Voluntary Alternative Dispute Resolution), disclosure of rules and charges, advocacy in association matters, voting rights, and oversight of officers.



Resident protections

States should enact laws to protect the informed ability of residents to participate meaningfully and affect decision-making in CIDs. States should also develop procedures to help ensure residents’ rights and protect their home equity during disputes with a CID board or management.