Some proposals for Social Security’s long-term solvency would require a reduction or elimination of benefits for people with incomes above a certain threshold. Such means testing would change the relationship between contributions to Social Security and benefits received. It would erode the principle of universality. Many analysts reject this proposal because of the potential negative effect on individuals’ willingness to participate in the Social Security system.
Means Testing for Social Security Benefits: Policy
The receipt of Social Security benefits should continue to be based on earnings from work covered by Social Security and not affected by other income sources or subject to other tests.