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Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees. 

A variety of government policies and employer practices safeguard the rights of workers to fair treatment, safety in the workplace, and a measure of financial security.

All levels of government have developed standards and guidance to ensure fair employment practices. They address wages, working conditions, and other aspects of work.

Policymakers should explore new, more consumer-centered systems for providing low-income assistance. 

The following principles guide AARP’s efforts to further budgetary decisions that reflect the needs of all members of society. 

Taxation is the primary way governments fund essential programs and services. The following principles support this goal while also ensuring equity in how revenues are raised. 

Income earned through employment is the foundation of most people’s savings and retirement income.

Any changes to the determination and appeals process should ensure the following: 

Employers should be required to automatically enroll employees in their retirement plans.

The laws governing state and local retirement funds should be amended where necessary to provide surviving and divorced spouses of public retirees with at least the same protections that the Employ