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Federal, state, and local government retirement plans are usually defined-benefit (DB) pensions with benefits based on an employee’s salary in the years just before retirement.
People are more likely to save when saving occurs automatically through mechanisms such as payroll deductions. Only about half of U.S. workers have access to an employer-sponsored retirement plan.
People need support for nonretirement savings and debt repayment. Such assistance can help improve financial security and preserve resources for retirement.
U.S. House members and state representatives are elected by district. Those districts are updated each decade after the census in a process known as redistricting.
The federal Supplemental Security Income (SSI) program provides monthly cash benefits to people age 65 or older with very low income and assets, individuals who are blind, or people with disabiliti
The high cost of long-term services and supports (LTSS) causes many older adults to fear impoverishment, becoming a burden to their families, or both.
In 2020, 38.9 million adults provided unpaid care to an adult family member or friend with health or functional needs.
At the federal level, the two categories of budgetary expenditures are entitlement and discretionary spending.
Democracies require openness and honesty in government. This means government policymaking and institutions function in public view.
Title III of the Older Americans Act (OAA) provides funding for a wide range of long-term services and supports (LTSS), social, and nutritional services.