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Programs that link Medicaid eligibility to the purchase of long-term care insurance (LTCI) should not limit the availability of Medicaid benefits for people with low incomes who need long-term serv

Partnership programs should require LTCI policies to provide comprehensive benefits and strong consumer protections, particularly regarding non-forfeiture, inflation protection, and premium stabili

Programs should require those selling partnership policies to educate consumers to make informed decisions about whether a partnership policy is right for them.

States should adequately fund and broaden their methods of financing public education. Education financing should be shifted from property taxes to less regressive forms of taxation. 

States should generally avoid arbitrary limitations on property taxes.

Property taxes should be equitable. 

Policymakers should broaden the tax base by limiting tax preferences that do not efficiently achieve important policy goals. 

Program participant cost-sharing for either community or institutional services should be modest. It should not favor one type of service over another.