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Policymakers should support the creation of permanent affordable homeownership options for people with low and moderate incomes.

Policies should be in place to avoid unnecessary foreclosures. 

Reverse mortgage proceeds should not affect homeowners’ eligibility for public benefit programs.

Servicers should be required to provide loss mitigation options to HECM borrowers.

Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.

Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.

Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.

Policymakers should protect against deceptive or misleading political fundraising practices. 

All voters should be able to cast an absentee ballot (known as no-excuse absentee voting or no-excuse vote-by-mail). Election officials should make absentee voting easy and convenient.

Elections should be administered in a transparent and nonpartisan manner. Poll workers should take training on best practices for ensuring nonpartisanship is upheld during elections.