Governments should require full and timely disclosures of lobbying activities and expenditures. Restrictions should include provisions such as limits on gifts.
Servicers should be required to provide loss mitigation options to HECM borrowers.
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.
Individuals who work for broker-dealers and sell investment products should be required to disclose relevant information and conflicts of interest, regardless of the type of license they hold.
Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.
Policymakers should conduct robust oversight and enforcement related to scams and fraud.
Merchants should offer their customers a choice of payment methods to ensure that their products and services are widely available.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Financial institutions should offer account features and services that empower financial caregivers while protecting older adults who are under their care. These include: