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Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Qualified candidates should receive free or significantly discounted media advertisements. They should also receive reduced postage for mailings.
Governments should set and strictly enforce limits on individual donations to campaigns. These limits should also apply to joint fundraising and bundled contributions.
Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.
Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.
Policymakers should protect against deceptive or misleading political fundraising practices.
Federal and state policymakers should maintain fairness in the Electoral College. They should maximize voter participation and encourage public engagement with candidates and issues.
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.