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Policymakers should streamline and coordinate application procedures among different public-benefit programs.
Social Security should cover all workers, including all newly hired state and local government workers.
Policymakers should use effective, evidence-based assessment models to identify at-risk drivers of all ages. They should receive counseling or referrals, and appropriate action should be taken.
Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.
Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers.
Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.
Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Qualified candidates should receive free or significantly discounted media advertisements. They should also receive reduced postage for mailings.
Governments should set and strictly enforce limits on individual donations to campaigns. These limits should also apply to joint fundraising and bundled contributions.