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Federal and state governments should prohibit false advertising and monitor the marketing of LTCI policies.
Governments should require full and timely disclosures of lobbying activities and expenditures. Restrictions should include provisions such as limits on gifts.
The federal government must not encourage the use of reverse mortgages to purchase private long-term care insurance.
Policymakers should change or eliminate the Social Security earnings limit only if the Social Security trust funds can be maintained.
Policymakers should strengthen the program integrity efforts of the Social Security Administration (SSA).