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Proposals to ensure the long-term solvency of Social Security should be evaluated for their impact on caregivers.
Social Security benefits should not be garnished, levied, or offset to collect any public or private debts, with limited exceptions for child support, alimony, and victim restitution funds.
Social Security Disability Insurance should continue as a critical wage replacement system for people who are unable to work because of medical impairment and their families.
The Social Security Administration (SSA) must have sufficient resources and staff to ensure stable, effective management of the disability programs.
SSA should collect and report sufficient data to ensure program integrity.
The Social Security Administration should explore options for expanding federal disability benefits. This should include short-term and partial disability benefits.
Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.
Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers.
Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.