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Comprehensive reporting and disclosure requirements must be maintained and enforced.
Executives and employees should have the same rights and obligations regarding their employer’s stock.
Plan sponsors and fiduciaries should ensure that individual account fees are reasonable.
Tax-preferenced retirement savings accounts, which receive a tax subsidy to provide retirement security, should exclude new types of unregulated investment products.
Fiduciary responsibility to plan participants must be steadfastly maintained.
Policymakers should expand opportunities for people to volunteer in their communities. This includes older adults and people with disabilities.
Congress should allocate sufficient funding to strengthen the administrative capacity of the Social Security Administration (SSA) to better meet the needs of applicants and beneficiaries.
The number of years used to calculate benefits should not be increased beyond the 35 years designated in current law.
Policymakers should retain wage indexing of both the Average Indexed Monthly Earnings and the thresholds used in the formula for the Primary Insurance Amount.
Policymakers must maintain adequate funding rules for defined-benefit pension plans.