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Policymakers and the private sector should ensure that consumers and employees have the right to seek redress through the courts for injury or losses.

Options for alternative dispute resolution (ADR) should be available. These include mediation and arbitration.

Policymakers should expand access to free or reduced-cost legal services for older adults with low and moderate incomes.

Legal services programs should be fully funded.

The federal government should provide state and local agencies greater assistance for fraud prevention and deterrence.

Policymakers should develop and fund programs to make communities safer for residents living in a variety of settings.

Policymakers should encourage intergenerational cooperation.

Policymakers should provide protections for grandparents who are helping to raise their grandchildren or other minors.

Defined contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.

Policymakers should promote the creation of mixed land uses that promote livable and sustainable communities.