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Current law provides rights to spouses of retirement plan participants. Protections are stronger in defined benefit (DB) plans than in defined contribution (DC) plans.

Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.

New technologies have tremendous potential to transform the lives of all people.

In cases of extremely short supply or high demand, sellers may attempt to profit from the scarcity of essential products and services.

Virtually all companies now collect, use, share, or sell personal information. This refers to information that is linked or reasonably linkable to an identified or identifiable individual.

Algorithmic decision tools powered by artificial intelligence (AI) are being used for consequential decision-making in a variety of contexts.

AARP’s digital privacy and security principles are intended to ensure strong and equitable consumer privacy and security protections.

Social Security benefits are paid through a self-financing system.

Social Security program administration has multiple functions. It processes applications and payments and operates field offices around the country.

Some proposals to address Social Security solvency would adjust the calculation of initial benefits. Others adjust benefit growth over time.