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Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Policymakers should ensure that judicial proceedings are fair. They should not enact statutory damage limitations.
Policymakers and the private sector should ensure that consumers and employees have the right to seek redress through the courts for injury or losses.
Options for alternative dispute resolution (ADR) should be available. These include mediation and arbitration.
Policymakers should expand access to free or reduced-cost legal services for older adults with low and moderate incomes.
Policymakers should develop and fund programs to make communities safer for residents living in a variety of settings.
Policymakers should provide protections for grandparents who are helping to raise their grandchildren or other minors.