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Defined Benefit Plan Risk Transfer">Defined Benefit Plan Risk Transfer
- Defined Benefit Plan Risk Transfer">Defined Benefit Plan Risk Transfer
Some companies sponsoring defined-benefit plans purchase annuities from private insurers.
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Social Security Financing">Social Security Financing
- Social Security Financing">Social Security Financing
Social Security benefits are paid through a self-financing system.
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Program Administration">Program Administration
- Program Administration">Program Administration
Social Security program administration has multiple functions. It processes applications and payments and operates field offices around the country.
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Calculation of Social Security Benefits">Calculation of Social Security Benefits
- Calculation of Social Security Benefits">Calculation of Social Security Benefits
Some proposals to address Social Security solvency would adjust the calculation of initial benefits. Others adjust benefit growth over time.
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Calculation of Lifetime Average Earnings">Calculation of Lifetime Average Earnings
- Calculation of Lifetime Average Earnings">Calculation of Lifetime Average Earnings
Social Security benefits are calculated as a percentage of lifetime average earnings. Policymakers consider two factors when establishing the calculation of lifetime average earnings.
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Benefits for Women and Caregivers">Benefits for Women and Caregivers
- Benefits for Women and Caregivers">Benefits for Women and Caregivers
Older women experience higher poverty rates than older men. They also, as a rule, receive lower Social Security benefits.
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Social Security Individual Accounts">Social Security Individual Accounts
- Social Security Individual Accounts">Social Security Individual Accounts
From time to time, Social Security’s long-term solvency challenges have been used to justify basic structural changes.
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Retirement Tax Provisions">Retirement Tax Provisions
- Retirement Tax Provisions">Retirement Tax Provisions
The federal government subsidizes and incentivizes retirement savings through tax benefits for both individuals and employers.
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Private Employer-Provided Retirement Plans">Private Employer-Provided Retirement Plans
- Private Employer-Provided Retirement Plans">Private Employer-Provided Retirement Plans
Some employers, mainly larger and mid-sized ones, offer workers access to a retirement plan.