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Defined-contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.

Policymakers should establish and enforce uniform standards to safeguard the integrity of the electoral process.

States should create a transparent and nonpartisan redistricting process.

Qualified candidates should receive free or significantly discounted media advertisements. They should also receive reduced postage for mailings.

Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.

Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.

Policymakers should enact and update public financing systems for elections. This includes increasing matching funds, particularly for small donations.

Policymakers should expand opportunities for people to volunteer in their communities. This includes older adults and people with disabilities.

Congress should allocate sufficient funding to strengthen the administrative capacity of the Social Security Administration (SSA) to better meet the needs of applicants and benefi

The number of years used to calculate benefits should not be increased beyond the 35 years designated in current law.