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Policymakers should create and expand supplemental individual retirement savings accounts that would enable workers to accumulate retirement savings in addition to Social Security’s guaranteed bene

Policymakers should encourage measures to increase individuals’ ability to save for retirement.

Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.

Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.

The following principles guide AARP’s efforts to ensure financial security in retirement. 

States should create a transparent and nonpartisan redistricting process. This process should be led by independent and diverse commissions that include representatives of groups.

Federal and state policymakers should maintain fairness in the Electoral College. They should maximize voter participation and encourage public engagement with candidates and issues.

Policymakers should strengthen the program integrity efforts of the Social Security Administration (SSA).

SSA should continually strive to improve the following aspects of the disability determination process: 

Policymakers should improve the application and appeals process for Social Security Disability Insurance and Supplemental Security Income disability benefits.