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Servicers should be required to provide loss mitigation options to HECM borrowers.
Policymakers should enact and update public financing systems for elections. This includes increasing matching funds, particularly for small donations.
Policymakers should establish and enforce uniform standards to safeguard the integrity of the electoral process.
Federal legislation should provide a minimum level of consumer protections.
Regulators should provide effective oversight of the financial industry and enhance consumer protection.
Policymakers should establish reasonable interest rate ceilings for all lenders. These rates should co
Regulators should eliminate unfair, deceptive, or abusive practices in the alternative financial services industry.
Programs that offer early wage access or pay advance benefits should be regulated as loans subject to state and federal law (see also