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All levels of government, the private sector, and individuals should collaborate to develop policies that promote shared decision-making between consumers,

Medicare, Medicaid, and other payers should reimburse providers for the use of a standardized tool, including during “W

Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.

Consumers have a right to accurate, secure, and confidential health and health-related information.

All levels of government and the private sector should adequately fund and support antifraud and anti-abuse efforts.

Policies should be in place to avoid unnecessary foreclosures.

All depository institutions should be required to provide an adequate level of banking services to individuals, including customers with low incomes.

Policymakers should conduct robust oversight and enforcement related to scams and fraud.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all.