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Consumers should receive the same federal protections for fraudulent transactions for credit cards, debit cards, and registered prepaid cards.
Policymakers should provide additional protections for prepaid card users, including prohibiting overdraft or shortage fees.
Policymakers should establish reasonable interest rate ceilings for all lenders. These rates should co
Regulators should eliminate unfair, deceptive, or abusive practices in the alternative financial services industry.
Programs that offer early wage access or pay advance benefits should be regulated as loans subject to state and federal law (see also
Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.
All levels of government should protect consumers against unfair debt collection practices.
The Consumer Financial Protection Bureau should fully enforce federal nondiscrimination laws intended to decrease age and gender discrimination.