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Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.
Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.
Policymakers should protect against deceptive or misleading political fundraising practices.
All voters should be able to cast an absentee ballot (known as no-excuse absentee voting or no-excuse vote-by-mail). Election officials should make absentee voting easy and convenient.
Elections should be administered in a transparent and nonpartisan manner. Poll workers should take training on best practices for ensuring nonpartisanship is upheld during elections.
Companies should disclose age data on their workforce and for new hires.
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.
Individuals who work for broker-dealers and sell investment products should be required to disclose relevant information and conflicts of interest, regardless of the type of license they hold.