Programs that offer early wage access or pay advance benefits should be regulated as loans subject to state and federal law (see also
Policymakers should limit refinancing of consumers loans.
Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.
All levels of government should protect consumers against unfair debt collection practices.
Policymakers should create or extend programs that would address reverse mortgage foreclosures.
Proceeds from reverse mortgages should not affect homeowners’ eligibility for public benefit programs.
Policymakers should establish requirements or provide incentives for universal design features to be incorporated into homes.
Policymakers should ensure that TNCs:
Policymakers and the private sector should implement Universal Mobility as a Service to expand access to transportation for everyone in the community.
Congress should mandate the use of the Supplemental Poverty Meas