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Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.
Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Qualified candidates should receive free or significantly discounted media advertisements. They should also receive reduced postage for mailings.
Governments should set and strictly enforce limits on individual donations to campaigns. These limits should also apply to joint fundraising and bundled contributions.
Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.
Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.
Policymakers should protect against deceptive or misleading political fundraising practices.
All voters should be able to cast an absentee ballot (known as no-excuse absentee voting or no-excuse vote-by-mail). Election officials should make absentee voting easy and convenient.
Elections should be administered in a transparent and nonpartisan manner. Poll workers should take training on best practices for ensuring nonpartisanship is upheld during elections.