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Private insurance plays an important role in helping most Americans pay for their health care. For people under 65 who are working, most get health insurance through the private market.

The Affordable Care Act (ACA) is a comprehensive law enacted in 2010 that significantly reformed public and private health insurance.

The Affordable Care Act (ACA) addressed many problems in the private insurance market that had created barriers to health coverage.

Managed care health plans include health maintenance organizations (HMOs), preferred-provider organizations (PPOs), and other arrangements.

Under Traditional Medicare (also called Original Medicare), beneficiaries could face substantial out-of-pocket costs if they have a serious health problem.

The availability of health benefits is a key factor in retirement decisions for most workers. It is particularly so for those not yet eligible for Medicare.

Medicare beneficiaries may choose to obtain Medicare-covered services in one of two ways: through Traditional fee-for-service Medicare (also called Original or Traditional Medicare) or by enrolling

Medicare coverage has four parts. Part A covers inpatient hospital care (including inpatient drugs), some home health services, limited skilled-nursing home care, and hospice care.

Medicare beneficiaries can be confused by the complexities of the program’s benefits and payment rules.

Value-based purchasing (VBP) in Medicare is a term that describes a variety of payment methods.