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In 2020, 38.9 million adults provided unpaid care to an adult family member or friend with health or functional needs.
Democracies require openness and honesty in government. This means government policymaking and institutions function in public view.
Title III of the Older Americans Act (OAA) provides funding for a wide range of long-term services and supports (LTSS), social, and nutritional services.
Private-sector approaches for financing long-term services and supports (LTSS) must be part of a comprehensive LTSS financing strategy.
Long-term care insurance (LTCI) can be purchased privately.
Political advocacy is a cornerstone of democracy. This includes the ability to lobby public officials. However, professional lobbyists may exert outsized influence on policymakers.
One way to fund long-term services and supports (LTSS) is to adapt or combine coverage with existing life insurance coverage.
A reverse mortgage is a loan secured by the value of a home and does not require payments as long as the borrower lives in the home.
Civic engagement can take many forms: individual volunteerism, organizational development and leadership, public service, and electoral participation.
In 2020, Americans owed $1.5 trillion in outstanding student loan debt, second only to mortgage debt.