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Insurance is an essential financial product intended to protect people and their property against significant financial loss.
Insurance is an essential financial product intended to protect people and their property against significant financial loss.
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Insurance Policy Terms">Insurance Policy Terms
- Insurance Policy Terms">Insurance Policy Terms
The complexity of insurance contracts places the average consumer at a disadvantage in the marketplace.
Electric, natural gas, water, and telecommunications utility services are essential to health, safety, and economic welfare. These services must be affordable and reliable.
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Credit Scoring for Utility Service">Credit Scoring for Utility Service
- Credit Scoring for Utility Service">Credit Scoring for Utility Service
Credit histories and loan records are tools traditionally used by lenders to decide whether to give consumers credit.
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Affordability">Affordability
- Affordability">Affordability
All consumers should receive service that meets their daily needs at a reasonable price.
Rapid changes in technology have made protecting consumer privacy increasingly challenging.
Most states and the District of Columbia have established utility consumer advocate offices.
Commissions that regulate investor-owned utilities and local boards where publicly owned utilities are authorized have a large effect on the lives of consumers.
Prepaid utility service requires a customer to pay in advance for electric, natural gas, or water services. This is sometimes known as a prepayment program.