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Governments should require full and timely disclosures of lobbying activities and expenditures. Restrictions should include provisions such as limits on gifts.
Maintaining trust and confidence in the government requires strong democratic processes and government institutions.
Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers.
Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.
All depository institutions should be required to provide basic-banking services affordable to customers with low incomes. This includes low-cost basic checking or savings accounts.
Policymakers and the private sector should ensure that consumers and employees have the right to seek redress through the courts for injury or losses.
Options for alternative dispute resolution (ADR) should be available. These include mediation and arbitration.
Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.
Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.