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Governments should create and enforce strong ethical standards for government officials. These standards should promote honesty, integrity, and transparency.
Nominees and appointees should be qualified for their chosen roles. They should be committed to the enforcement of the laws they administer or interpret.
Governments should require full and timely disclosures of lobbying activities and expenditures. Restrictions should include provisions such as limits on gifts.
Maintaining trust and confidence in the government requires strong democratic processes and government institutions.
Policymakers should expand opportunities for people to volunteer in their communities. This includes older adults and people with disabilities.
Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.
Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers.
Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.
Congress should ensure that the CFPB is a strong and independent consumer protection regulator. This includes maintaining CFPB’s existing independent funding.
Policymakers and financial institutions should protect consumers with diminished capacity and others at risk of financial exploitation.