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U.S. House members and state representatives are elected by district. Those districts are updated each decade after the census in a process known as redistricting.
Democracies require openness and honesty in government. This means government policymaking and institutions function in public view.
Political advocacy is a cornerstone of democracy. This includes the ability to lobby public officials. However, professional lobbyists may exert outsized influence on policymakers.
Civic engagement can take many forms: individual volunteerism, organizational development and leadership, public service, and electoral participation.
In 2020, Americans owed $1.5 trillion in outstanding student loan debt, second only to mortgage debt.
Homeownership is crucial step to building wealth. Home equity is Americans’ largest asset.
The housing finance system is essential to creating a robust and competitive consumer mortgage market.
A reverse mortgage is a loan secured by the value of a home. It does not require payments as long as the borrower lives in the home.
Small businesses are a foundational element of the American economy. There are 30.7 million small businesses in the U.S., and they employ 47 percent of all workers.
Older adults carry more consumer debt into their later years than ever before, including mortgage, credit card, and even student loan debt.