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State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat

Policymakers should create or extend programs that would address reverse mortgage foreclosures.

Proceeds from reverse mortgages should not affect homeowners’ eligibility for public benefit programs.

State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect b

Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis.

Policymakers should enact and update public financing systems for elections. This includes increasing matching funds, particularly for small donations.

Federal, state, and local governments should maintain substantial penalties for violations of campaign finance laws.

Policymakers should expand disclosure requirements for all funds spent on elections or ballot initiatives.

Policymakers should establish and enforce uniform standards to safeguard the integrity of the electoral process.