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Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
To save and invest, individuals need access to the banking system and credit
Banks are granted charters to help meet the needs and convenience of the communities where they are located, including low- and moderate-income neighborhoods.
CreditTax credits directly reduce the amount of taxes owed.
According to a 2020 survey by the National Foundation for Credit
Financial capability is the ability to make informed decisions about the use and management of money.
Personal bankruptcy is a legal process for people who cannot pay off their debts.
Homeownership is a key to building wealth. Rates of homeownership increased during the 1990s and into the early 2000s.
The housing finance system is essential to creating a robust and competitive consumer mortgage market.