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Policymakers should expand opportunities for people to volunteer in their communities. This includes older adults and people with disabilities.

Policymakers should require fair terms and conditions in insurance to ensure availability and coverage.

States should require insurance companies to make their products available at fair and reasonable rates, including to people with disabilities, preexisting condi

Insurance companies should be required to provide clear, informative outlines of coverage before customers buy policies.

Policymakers should require insurance claims to be processed quickly and accurately.

Policyholders should be compensated reasonably and in a timely manner for claims resulting from auto accidents.

Policymakers should ensure the availability and affordability of insurance coverage for natural disasters.

States should explore new options to guarantee the availability of liability insurance to those who need it.

State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect both providers and consum

Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.