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Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.

Promote transparency—proper accountability and oversight of government spending requires a transparent budget process negotiated by elected off

Raise adequate revenue—the tax system must produce enough revenue to pay for important national, state, and local priorities.

Pursue multiple strategies—a variety of strategies are needed to assure financial security in retirement.

These principles provide a flexible framework that applies to all consumer products and services: