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Policymakers should encourage measures to increase individuals’ ability to save for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
When economic conditions permit, states should accumulate budget reserves adequate to maintain services during recessions.
Deficit-reduction efforts should avoid cuts in programs that serve low- and moderate-income populations.
Policymakers should change or eliminate the Social Security earnings limit only if the Social Security trust funds can be maintained.
Policymakers should strengthen the program integrity efforts of the Social Security Administration (SSA).
SSA should continually strive to improve the following aspects of the disability determination process:
Policymakers should improve the application and appeals process for Social Security Disability Insurance and Supplemental Security Income disability benefits.