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Congress should enact legislation that would provide patients with legal recourse if they are injured by a defective or malfunctioning implanted medical de
Policymakers should increase transparency and competition in the market for medical devices.
Policymakers and regulators should make necessary changes to help lower the cost and promote greater adoption of hearing aids.
The Department of Labor should establish clear protections for participants in defined benefit plans when fiduciaries wish to transfer their pension annuities to private insurance companies.
Plans that wish to offer lump-sum buyouts should be required to provide clear and complete disclosures. These should be in hard-copy form and state the implications of choosing a lump sum.
When retirement plans transfer risk from the plan to others—either by purchasing annuities from private insurers that take responsibility for paying monthly benefits or by offering retirees current
Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees.
Policymakers should adopt new and expanded progressive savings incentives.