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Policymakers should mitigate the negative impacts of foreclosures on neighborhoods. Strategies should consider the needs of older adults.

State and local policymakers should encourage the construction of more housing units to ensure that people of all incomes and ability levels can afford to live in a community. 

Government workers should continue to have access to defined benefit (DB) plans. 

Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees. 

A variety of government policies and employer practices safeguard the rights of workers to fair treatment, safety in the workplace, and a measure of financial security.

All levels of government have developed standards and guidance to ensure fair employment practices. They address wages, working conditions, and other aspects of work.

Policymakers should explore new, more consumer-centered systems for providing low-income assistance. 

The following principles guide AARP’s efforts to further budgetary decisions that reflect the needs of all members of society. 

Income earned through employment is the foundation of most people’s savings and retirement income.

State and local policymakers should encourage innovation in housing construction.