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Current law provides rights to spouses of retirement plan participants. Protections are stronger in defined benefit (DB) plans than in defined contribution (DC) plans.
Defined contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.
In addition to setting standards with respect to the minimum wage, overtime, and other factors affecting worker pay, the federal government also sets standards for workplace health and safety.
Policymakers must ensure worker safety, particularly during public health emergencies.