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Plan sponsors and fiduciaries should ensure that individual account fees are reasonable.
Tax-preferenced retirement savings accounts, which receive a tax subsidy to provide retirement security, should exclude new types of unregulated investment products.
Fiduciary responsibility to plan participants must be steadfastly maintained.
Outreach to older adults should be an integral component of low-income assistance programs and include targeted outreach to underserved communities, such as rural areas.
Efforts to reform entitlement spending should recognize the following factors:
Higher levels of government should provide adequate resources when mandating functions to lower levels of government.
Services should be implemented and operated by the level of government that can most appropriately and efficiently deliver them.
Tax and spending decisions should be the purview of the legislative branch.
A balanced budget amendment to the U.S. Constitution should not be adopted.
Policymakers should enact effective and balanced rules for fiscal discipline.