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Policymakers should encourage measures to increase individuals’ ability to save for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
Policymakers should explore new, more consumer-centered systems for providing low-income assistance.
Congress and state legislatures should ensure that all lawfully present non-citizen residents who qualify for essential low-income benefits have access to them.
Asset limits for public-benefit programs should be increased to ensure that they do not discourage saving. These limits should then be indexed to keep up with inflation.
The federal Supplemental Security Income (SSI) benefit levels should be increased to bring beneficiaries up to the poverty level. States should supplement those benefit payments.
Policymakers should strengthen the program integrity efforts of the Social Security Administration (SSA).
SSA should continually strive to improve the following aspects of the disability determination process:
Policymakers should improve the application and appeals process for Social Security Disability Insurance and Supplemental Security Income disability benefits.