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Individuals need access to the banking system and credit to be able to save and invest. It is essential for financial independence.
Banks are granted charters to help meet the needs and convenience of the communities where they are located.
Access to fair and responsible credit is essential to the well-being of all consumers.
Current law provides rights to spouses of retirement plan participants. Protections are stronger in defined benefit (DB) plans than in defined contribution (DC) plans.
Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
New technologies have tremendous potential to transform the lives of all people.
In cases of extremely short supply or high demand, sellers may attempt to profit from the scarcity of essential products and services.
Virtually all companies now collect, use, share, or sell personal information. This refers to information that is linked or reasonably linkable to an identified or identifiable individual.