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The Pension Benefit Guaranty Corporation (PBGC) protects workers and ensures that they receive defined-benefit (DB) pension benefits even if their employers go bankrupt.
In 1974, Congress passed protections for individuals in private retirement and health insurance plans.
The Employee Retirement Income Security Act (ERISA) should be interpreted and implemented to give participants and beneficiaries full leg
The DOL and other agencies should improve their efforts to educate plan members about their rights.
Remedies under ERISA should be improved so employees can recover all losses due to ERISA violations.
Where ERISA preempts state law and deprives individuals of rights and remedies available under state law, ER
Comprehensive reporting and disclosure requirements must be maintained and enforced.
Retirement plan sponsors must demonstrate fiduciary responsibility by acting in the sole interest of plan participants and beneficiaries.
Executives and employees should have the same rights and obligations regarding their employer’s stock.
Plan sponsors and fiduciaries should ensure that individual account fees are reasonable.