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Employers should be required to automatically enroll employees in their retirement plans.

The laws governing state and local retirement funds should be amended where necessary to provide surviving and divorced spouses of public retirees with at least the same protections that the Employ

Social Security should cover all workers, including all newly hired state and local government workers.

When economic conditions permit, states should accumulate budget reserves adequate to maintain services during recessions.

Governments should not limit their ability to address future economic and political changes and the need for investments.

Efforts to balance the budget or address shortfalls should remain the purview of the legislative branch. They should be fully negotiated by elected officials.