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Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.

Policymakers on the federal, state, and local levels have important roles in designing livable communities where residents of all ages can participate fully.

Devote adequate resources—the nation should devote sufficient resources to ensure access to benefits and adequate benefit levels for all who qu

Protect people from discrimination—freedom from discrimination is a fundamental right.

Promote transparency—proper accountability and oversight of government spending requires a transparent budget process negotiated by elected off

These principles reflect AARP's vision for reforming the financing and delivery of long-term services and supports (LTSS) to promote consumer independence, choice, dig