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Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.
All financial aid, including grants and federal student loans, should be exhausted before a student is offered an ISA.
Policymakers at all levels of government should expand access to homeownership opportunities to help families build wealth and lock in affordable housing payments over the long term.
Policymakers should support the creation of permanent affordable homeownership options for people with low and moderate incomes.
Reverse mortgage proceeds should not affect homeowners’ eligibility for public benefit programs.
Servicers should be required to provide loss mitigation options to HECM borrowers.
Policymakers at all levels of government should safeguard consumers against unfair, deceptive, or abusive practices.
Policymakers and the private sector should ensure that products, services, and emerging technologies are created using an inclusive design process with universal design principles.
Policymakers and the private sector should ensure that the benefits of the sharing economy extend to older adults and traditionally underserved market populations.
Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis. In especially tight housing m