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Federal regulators should ensure that disclosures, sales practices, and advertising of reverse mortgage loans are not misleading or deceptive.
Policymakers should ensure that reverse mortgage servicers are not engaging in unfair, deceptive, or abusive practices.
Consumers should receive accurate, timely, and easily understood disclosures of risks and costs.
Investor-protection laws should be strengthened and adequately enforced.
Investment watchdog agencies should be adequately funded. Their employees should be knowledgeable and mission-driven, and act with integrity.
Rules and regulations should favor effective transparency and disclosure requirements.
Regulators should eliminate or minimize conflicts of interest, particularly with respect to rating d
Regulators should increase transparency, accountability, and independence.
Policymakers should promote transparency in the investment industry.
Registration as a financial professional should not be limited by the type of investment advice or nature of the advising entity.