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Federal and state governments should prohibit false advertising and monitor the marketing of LTCI policies.
Congress and the U.S. Department of Agriculture (USDA) should ensure that states do not deter the use of electronic benefit transfer (EBT) cards needed for services.
The federal government must not encourage the use of reverse mortgages to purchase private long-term care insurance.
Information about public-benefit programs should be shortened and simplified. This includes application forms, procedures, and program notices.
Government budgets reflect the priorities of policymakers. They specify what programs and activities the government will support and how to raise the money needed to fund them.
Program participant cost-sharing for either community or institutional services should be modest. It should not favor one type of service over another.
Some tax revenues for a new LTSS program should be earmarked to an LTSS trust fund. This would build adequate reserves to cover later generations.