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Affordable energy for home heating and cooling is essential to the health and safety of older adults.

Home energy costs are a major expense for U.S. households. Price increases have a greater impact on older consumers, especially those with fixed incomes and households with lower incomes.

By using energy more efficiently, consumers can lower their energy use. In turn, this reduces their energy costs.

Federal and state governments share responsibility for regulating utilities.

Traditionally, utility rates do not include the cost of a utility’s major capital investment until that investment is put into service.

Securitization is a financial process that allows a utility to issue bonds to recover costs. They receive up-front pre-approved costs in one lump-sum payment rather than over time through rates.

Distributed generation refers to generating electricity at the point of consumption, such as solar panels on the roof of a building and community solar programs that serve

Not all utilities own and operate power plants or generate enough electricity to meet all their needs. As a result, many buy power in the wholesale energy market.

A “smart” electrical grid uses digital and internet-based technological innovation to improve the system’s function.

For most consumers, electricity prices do not reflect the rise and fall in production costs. Costs fluctuate throughout the day as the demand for electricity changes.