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Policymakers should help voucher recipients secure appropriate housing. This includes:
Congress should modify the LIHTC program to enable greater flexibility in the development of housing projects for older adults.
Policymakers and researchers should study and put in place successful policies to keep housing costs affordable for existing residents, particularly in neighborhoods where housing costs are rising
Federal, state, and local policymakers should enact, monitor for compliance, and fully enforce laws prohibiting housing discrimination on the basis of lawful source of income, including use of a ho
Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.
Providers of credit- and debt-related services should be licensed in each state in which they operate.
Policymakers should require providers of credit- and debt-related services to provide written contracts to consumers.
Bankruptcy law should increase consumer protections. It should also ensure access, especially for people with low and moderate incomes.
Consumers should receive accurate, timely, and easily understood disclosures of risks and costs.